1. Tamanna is a Jewellery Purchase Schemne introduced by Parampara.

2. The Scheme is to facilitate customers to purchase Jewellery by making advance payment through monthly installments.

3. The customer is required to submit the duly filled application form along with His/Her Identity Proof like, Aadhar Card/Driving Licence/PAN Card/Voter ID Card/ Passport or other, if any Govt. Identity Card (if working) at the time of subscribing the scheme.

4. The Scheme is open to all Indian Citizen having age of 18 years or above. For Minor, Parents/ Guardians can enroll on their behalf.

5. Minimum starting installment amount is 2000 (Two Thousand).

6. Customer will pay 12 installments, and will get. benefit of one installment as Bonus from Parampara.

7. The Installments can be paid by, Cash, Cheque, Debit/Credit/Gift Cards, and online also.

8. Cheque Payments will be subject to realization. Charges realization. Charges for bounced Cheques will be paid by the Customer.

9. Payments of monthly installments should be paid within 10 days from the date of Opening.

10. Customer should ensure that all the payments made by him are correctly entered in the Passbook against money receipts and any discrepancy should be immediately brought to the notice of the respective Showroom Manager or Cashier and got rectified

11. The customer shall be required to deposit all receipts of installments paid along with the passbook at the time of the purchase of Jewellery on redeeming the scheme, In case Passbook is lost the duplicate will be issued on submission of indemnity bond as per satisfaction of the Parampara, along with photo ID and address proof.

12. The rate of Gold shall be charged on the basis of rate prevailing at the showroom at the time of purchase of Jewellery.

13. The making charges and taxes shall be applicable as on the date of purchase of Jewellery under the scheme at showroom.

14. The scheme is applicable only for purchase of Platinum, Gold and Diamond Jewellery, and not for purchase of pure Gold/Silver coins and Silver Jewellery.

15. Customer can also purchase Jewellery for higher amount than the aggregate of all the installments paid and the added benefit. For examples, if the amount on maturity is RS 30, 000/- the customer can purchase Jewellery worth Rs, 60,000/- or for any higher value after paying the differential amount.

16. The Scheme is non transferrable. Only the customer, who enrolled under the scheme, would be able to redeem and purchase Jewellery. However the customer can nominate any person, in whom the scheme shall vest in case of his death.

17. The Refund, if requested by the customer, shall be made only after six months from the date of subscribing the scheme and will be through Cheque or Neft only without any benefit.

18. Parampara reserves the right of admission to the scheme.

19. Parampara reserves the right to add, modify or amend from time to time, the terms and conditions of the any prior notice and assigning any reason.

20. All the disputes in respect off the present scheme are subject to jurisdiction of Gorakhpur court only.